Compare Health Insurance

Whether you’re a traveler, local, or an expat looking to compare medical insurance, Pacific Prime makes it easy with our very own comparison tool. 

Thanks to our own technological tools, our clients are able to find and secure the best health insurance plans without the stress. What’s more, our in-house plan comparison tool offers the most competitive pricing for medical insurance plans in Dubai and the UAE. 

Upon finding the most suitable plans for your needs, the comparison tool will also offer comprehensive details to help with your decision, including:

• Claims information
• Premiums
• Inpatient/outpatient benefits
• Deductibles
• Annual limits
• Emergency evacuation
• And more

Did we mention that our comparison tool is entirely free of charge? That’s right! You don’t have to spend any money to use our comparison tool to find the best health insurance plan in Dubai.

A step-by-step guide to comparing health insurance plans 

There are five simple steps that you can follow to use our plan comparison tool to your advantage. The steps are:

1. Think about your medical needs
2. Create your budget
3. Become familiar with common insurance terms
4. Find out more about the insurers
5. Get to know the key plan features

Going through these five steps will make it possible for you to find the kind of plan that you’re looking for before you begin using our quoting tool. 

1. Think about your medical needs

It’s important to take some time to think about what your current medical needs are, as well as what they’ll be in the near future. By doing so, you’ll be able to determine what you’re truly looking for in a health insurance plan. There is no reason for you to get a plan that comes with benefits that are not relevant to your medical needs. 

You can ask yourself the following questions to find out your own medical needs:

• Do I have a chronic medical disease?
• What health risks are associated with my lifestyle and habits (e.g. smoking)? 
• How long am I going to stay in Dubai or the UAE? 
• Am I going to start a family in the UAE?
• What are some common reasons for my hospital visits in the last five years?

Thinking about the answers to these questions will give you a clearer idea of the health benefits that you’ll need from your medical insurance plan. 

If you’re unsure about your health conditions or medical records, you should book a health screening or speak with a medical professional before purchasing health insurance.

2. Create your budget

Figuring out your budget will make it easier to reduce the number of plans when comparing medical insurance in Dubai. 

To decide on your budget, you should start by estimating how much you usually spend on healthcare-related costs annually. Doing so will give you an idea of the amount of money you could potentially save by purchasing a health insurance plan. 

Additionally, you should consider unexpected health issues that may occur in the future and how much that might cost you. This will help you see the value of policies when you’re making comparisons.

3. Become familiar with common insurance terms

Health insurance terms can certainly be confusing, especially if you’re not an expert in the field. 

If you become familiar with the main health insurance terms, you’ll find it easier to comprehend the policy terms and conditions before deciding on your purchase. Here are some of the most common insurance terms you should know before you compare health insurance plans in Dubai. 

Premiums 

The amount you pay per month or year to the insurer for health insurance coverage.

Benefits 

The procedures, medical treatments, and other healthcare costs that your health insurance plan covers. 

Claims 

An insured’s request to seek reimbursement or payment for medical services received or to be received. 

Deductibles

The amount of money the insured needs to pay out of pocket for healthcare treatment before their health insurance plan starts to cover eligible expenses. 

Waiting periods

The amount of time that policyholders may have to wait before certain coverage benefits will apply. For example, maternity coverage tends to come with a minimum 10-month waiting period. 

Exclusions

Conditions, situations, or treatments that your medical insurance plan will not cover. 

Pre-existing conditions 

A health issue or condition that was diagnosed or treated before purchasing a health insurance plan.

Once you understand what these terms mean, you’ll be able to navigate the process of buying health insurance,as well as take advantage of your plan’s benefits in the future.

If you have any questions, reach out to our expert advisors to receive a free consultation session today.