Short-term Insurance in the UAE: Top Recommendations

The recommended short-term insurance in the UAE is from VUMI, ACS, and IMG, as these providers offer short-term international health insurance in the UAE, providing comprehensive protection against a wide array of health conditions.

The most appealing aspect of these short-term international health plans is their customizability to suit your specific needs. If you’re a frequent globetrotter or visiting relatives overseas, a short-term international health insurance plan is your best bet to safeguard against various potential mishaps.

With that in mind, this Pacific Prime Dubai article will provide the recommended short-term international health insurance plans available in the UAE, along with their features and advantages.

Understanding Short-Term Health Insurance

As the name implies, short-term health insurance provides health coverage spanning from 3 to 11 months, or potentially up to a year. These plans offer temporary medical protection throughout the UAE, the Middle East, and worldwide.

Given their customizable nature, you can select a specific package or modify it according to your requirements and travel destination. Individuals planning to visit areas with limited healthcare facilities or facing a higher risk of injury/illness can opt for plans that include evacuation and repatriation.

Conversely, if someone is traveling to a location with adequate healthcare infrastructure, they may only need a plan with minimal coverage, making it more cost-effective.

While the features and benefits of short-term international health insurance vary depending on the plan, most include the following:

• Outpatient and inpatient medical services
• Routine health check-ups
• Coverage for pre-existing and chronic conditions
• Flexibility in choosing medical providers

Additionally, you can select specific add-on covers such as:

• Maternity care
• Dental care
• Emergency evacuation
• Repatriation and more

Benefits of Short-Term International Health Insurance

When venturing into a foreign country, your local health insurance may not be adequate to provide extensive protection against various health issues. Having the right insurance plan can offer you the necessary security whenever needed.

Here are several reasons to consider short-term international health insurance:

1. Flexible Health Plans: Offering you the freedom to choose your preferred type of coverage, short-term health insurance plans are a viable option for you and your family when staying abroad for a brief period.
2. Cost-Effective: Since you can select the type of coverage based on your travel location and duration of stay, the plans are economical and suit your budget. When heading to an area with limited healthcare facilities, you can opt for location-specific coverage or choose a minimal coverage plan when traveling to a region with better medical infrastructure.
3. Flexible Tenures: Short-term international health insurance offers adaptable durations of up to 11 months. When staying abroad with your family for a short period, you can choose the appropriate health insurance. However, if you’re traveling abroad for less than 3 months, you can consider various travel insurance plans that provide protection for trips lasting up to 90 days.
4. Extensive Coverage: Similar to a standard health insurance plan, short-term health cover tends to provide the same level of security. You receive protection from various health conditions, including coverage for pre-existing and chronic conditions, regular medical check-ups, emergency hospitalization, ambulance services, and more. Furthermore, you can opt for a range of add-on riders to enhance your insurance plan’s coverage.

Short-Term Health Plans vs. Travel Insurance

While travel insurance secures your journey by covering expenses for travel inconveniences and accidents for a specified period, short-term international health insurance comprehensively protects you against various health conditions.

Although both products cater to individuals spending time abroad, their purposes differ. Depending on your needs, you must select the appropriate insurance plan to ensure adequate coverage while away from home.

Top Short-Term International Health Insurance Plans in the UAE

A flight ticket isn’t the only essential when traveling abroad. Changing locations can impact your health and potentially make you ill. Healthcare facilities vary worldwide, and it can be extremely inconvenient to obtain proper medical care without health insurance.

This is why finding the best short-term health insurance plan that provides extensive coverage and addresses all your medical needs is crucial. To simplify your research, we’ve compiled a list of top short-term health insurance plans available in the UAE.

VUMI Travel VIP Health Insurance

The VUMI Travel VIP plan is a highly customizable short-term medical travel insurance designed to meet the needs of expats and travelers. You can choose between coverage options for a single trip or an annual trip, with durations of 30, 45, or 90 consecutive days within a year.

VUMI Travel VIP provides comprehensive coverage with standout benefits, including:

• Outpatient physician and specialist visits
• Full coverage for hospitalization and prescription medications
• Coverage for stable pre-existing conditions up to $500,000
• Emergency hospitalizations, medical evacuations, and repatriation

Additional non-medical benefits include baggage delay or loss, travel delay or missed connections, passport or cash theft, personal liability for bodily injury and property damage, and trip cancellation.

VUMI Travel VIP is supported by a dependable VIP service, ensuring quick and efficient claims processing, all handled online without paper forms

ACS Globe Traveller Short-Term Health Insurance

ACS Globe Traveller, available through Pacific Prime, is designed for travelers under 66 years old seeking comprehensive short-term health insurance. The plan offers flexible coverage options and can be customized to include benefits for specific needs, such as trip cancellations and risky sports.

Key benefits include:

• Emergency medical coverage and evacuation
• Medical consultations, prescribed medications, and inpatient and outpatient services
• Optional non-medical benefits like personal accident coverage, baggage theft or delay, and missed flight connections

ACS Globe Traveller is ideal for individuals needing peace of mind and security while traveling internationally. Its flexible and adaptable features make it suitable for various travel purposes.

IMG GlobeHopper Travel Insurance

IMG GlobeHopper is a versatile short-term health insurance plan offered by Pacific Prime, designed for expats, travelers, and individuals on overseas assignments. It provides comprehensive medical benefits with customizable coverage limits and deductible options.

Key features include:

• Inpatient and outpatient medical expenses
• Emergency room coverage, prescription drugs, and local ambulance services
• Optional coverage for adventure sports and evacuation
• Trip interruption, delay, and cancellation coverage
• Personal liability and accidental death benefits

IMG GlobeHopper offers excellent flexibility, allowing you to tailor the plan according to your travel and health needs. It is well-suited for those looking for reliable and customizable coverage for short-term international stays

Get Short-term Insurance in the UAE with Pacific Prime Dubai

Healthcare can be expensive while traveling through different locations across the world. It can be very problematic to bear medical expenses out of pocket. However, with a short-term health plan, you can conveniently secure yourself and your family during your stay in another country.

For expats seeking robust short-term insurance in the UAE, Pacific Prime Dubai offers comprehensive insurance solutions, providing invaluable peace of mind and financial relief in the face of unexpected events.

With over two decades of experience in providing tailored short-term health insurance options, we specialize in tailoring coverage that meets the unique needs of families and budgets, all with expert knowledge and impartiality.

So contact us to get started today, or get a free quote with our cutting-edge online tool quote!

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Veerabhatr Sriyananda

Content Writer at Pacific Prime Dubai

Veerabhatr is a content writer with over 6 years of experience with a particular penchant for storytelling and marketing, both in print and online. He now works with an experienced team of writers at Pacific Prime, aiming to shed light on the essence and benefits of insurance for companies and individuals by creating engaging, informative content across multiple platforms.

After obtaining his Bachelor’s Degree in Social Sciences, International Relations from Mahidol University International College, Veerabhatr has forged his career as a content writer in the travel, lifestyle, and real estate industries, writing in both English and Thai. He now continues to hone his skills as a writer at Pacific Prime, looking to engage and educate the audience by simplifying insurance.

Writer by day, and a DJ by night, Veerabhatr is a staunch music lover, and listens to all spectrums of genres available. He also loves to drink beer (moderately), eat all types of food, go to the beach, and learn about different cultures across the globe. He is also a die-hard fan of football and motorsports.

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