A Guide to Getting Dubai Travel Insurance For Moroccan Travelers
It is recommended to secure travel insurance when traveling to a foreign country, especially in a country like the UAE where healthcare costs can be high. While travel insurance is not mandatory for visiting Dubai, it is required to obtain a UAE visa.
By securing a comprehensive travel insurance plan, Moroccans traveling to Dubai can enjoy coverage for emergency evacuation or repatriation, medical emergencies or accidents that may occur, as well as trip disruptions, and the loss of personal belongings.
Are you wondering how to secure travel insurance on your next trip to the UAE? Travel health insurance for Dubai can be obtained through a renowned international insurance broker like Pacific Prime Dubai.
With that in mind, this article will give you a low down on what Moroccan travelers need to know about travel insurance in Dubai, what comprehensive travel insurance should include, and an introduction to the best places to visit in Dubai.
Where to Get Travel Health Insurance for Dubai (UAE)?
One way to buy travel insurance for a trip to Dubai is through a travel insurance company in your home country. Alternatively, you can work with a renowned international insurance broker like Pacific Prime Dubai to compare different insurance policies and choose the one that best suits your needs.
When planning a trip to Dubai, it is essential to consider purchasing travel health insurance to ensure you are protected in case of any unforeseen medical emergencies or trip disruptions. There are various options available for obtaining travel insurance for your visit to Dubai.
We recommend you buy travel insurance early, especially if you have non-refundable deposits to ensure coverage in case of cancellation. When purchasing travel insurance, it is crucial to read the entire policy, including the fine print, to understand the coverage and avoid any unexpected costs.
The Best Travel Insurance Carriers in Dubai
For Moroccan travelers looking to visit Dubai, we suggest you secure travel insurance from companies such as IMG, Vumi, and April International.
The table below highlights the key advantages of each travel insurance provider in Dubai:
| Insurer/Benefits | IMG | VUMI | April International |
| Age Limit | Up to 69 | Up to 79 | Up to 80 |
| Currency | USD, GBP, EURO | USD only | EURO only |
| Coverage | Worldwide except the US | Worldwide coverage, but cannot be sold to US/Canada residents | Worldwide, with plans restricted to certain locations |
| Pre-Existing Condition | No | Yes | No |
| Flexibility | High (deductibles and limits) | High (annual multi-trips/single trip available) | Medium (worldwide coverage) |
| Cost-Effectiveness | Good | Medium | Good |
| Special Features/Remarks | Emergency dental cover
No cover in home country |
Cover unforeseen pregnancy up to 20 weeks
Free coverage for dependents under two years old |
15-day waiting period if already traveling in the country
Emergency dental treatment of up to EURO 400 A minimum of 3 months cover) |
What Should Travel Medical Insurance for Dubai Include?
It is important to find a policy that covers a variety of aspects to ensure comprehensive coverage, such as medical emergencies, trip disruptions, and the loss of personal belongings when purchasing travel medical insurance for Dubai.
Here are some key elements that should be included in your travel insurance policy in Dubai:
Medical Emergencies
Your insurance should cover the cost of medical services such as ambulance and ER services, surgical procedures, doctor’s visits, hospitalization, and the cost of medicine. This will provide you with peace of mind knowing that any unexpected medical expenses will be taken care of.
Trip Disruption Coverage
Your travel medical insurance for Dubai should have coverage for non-refundable reservations or deposits in case your trip gets disrupted due to unforeseen circumstances.
This can include trip cancellation or interruption coverage, ensuring that you are reimbursed if you have to cancel or cut your trip earlier than planned.
Loss of Personal Belongings
Travel insurance should also provide coverage for the loss of personal belongings, such as luggage or important documents. This will ensure that you are financially protected if your belongings get lost or stolen during your trip.
Emergency Evacuation or Repatriation
Should there be an event of a medical emergency or if you need to be transported back to your home country due to unforeseen circumstances, your travel insurance policy should cover emergency evacuation or repatriation expenses.
This will ensure that you receive prompt medical attention or can safely return home if needed, potentially saving you from exorbitant out-of-pocket expenses and providing peace of mind during your travels.
Additionally, having this coverage can be crucial in remote or less-developed areas where quality medical care may not be readily available, necessitating transportation to a more suitable facility or back to your home country.
Top 5 Places to Visit in Dubai for Moroccan Travelers
Now that we have all the technicalities out of the way, let’s talk about the popular sights and attractions you should have on your Dubai trip checklist.
Here are some of the must-see places in Dubai that you should include in your itinerary:
- Burj Khalifa: As the tallest building in the world, the Burj Khalifa offers breathtaking views of the city from its observation decks. Make sure to visit this iconic landmark and experience the panoramic vistas.
- JBR Beach: Located in the vibrant Jumeirah Beach Residence area, this pristine beach offers a beautiful stretch of sand and crystal-clear waters. Relax, sunbathe, or engage in various water sports activities.
- Desert Safaris: Experience the thrill of a desert safari, where you can go dune bashing, camel riding, sandboarding, and even enjoy a traditional Arabian dinner under the stars.
- Al Fahidi Quarter: Explore the historic Al Fahidi neighborhood, known for its traditional wind-tower houses, narrow alleyways, art galleries, museums, and cultural attractions.
- Mall of the Emirates: Shopaholics will delight in the Mall of the Emirates, home to numerous high-end fashion brands, entertainment options, and the famous indoor ski resort, Ski Dubai.
Important Guidelines for Moroccan Travelers in Dubai
When traveling to Dubai, it’s more often than not essential to be aware of certain guidelines and laws, as tourists are expected to dress modestly in public, avoid public displays of affection, and respect local customs and laws.
Travelers should also be aware of the alcohol laws in Dubai and obtain a temporary liquor license if they wish to purchase alcohol. Additionally, it is important to adhere to the drug laws, as even a small quantity of illegal drugs can result in severe penalties.
By following these guidelines and having appropriate travel insurance, you can enjoy a hassle-free visit to Dubai, knowing that you are prepared for any unforeseen circumstances that may arise during your trip.
Get Extra Protection During Your Trip to Dubai
In conclusion, securing comprehensive travel insurance is the key to a hassle-free trip to Dubai. As you prepare to explore the gleaming skyscrapers, luxurious souks, and golden dunes of this Arabian jewel, having travel insurance can ensure your adventure is protected from unexpected setbacks.
For Moroccan travelers seeking ideal coverage, it is wise to consult with seasoned insurance professionals like Pacific Prime Dubai. With over 20 years of reputation as an experienced insurance broker, we can guide you to a plan that fits your budget while safeguarding your journey.
Contact us today or compare insurance plans across top insurers around the globe to help you get started!
FAQ
Is travel insurance mandatory for visiting Dubai?
Travel insurance is not mandatory for visiting Dubai, but it is required to obtain a UAE visa.
Where can I purchase travel health insurance for Dubai?
Visitors can purchase travel health insurance for Dubai from travel insurance companies or through insurance brokers like Pacific Prime Dubai which meets the mandatory requirements.
Can I get travel insurance if I am already overseas?
You can purchase travel insurance if you’re overseas already, but you typically cannot make any claims for an incident related to your pre-existing condition or any incident that has already occurred on your trip. You can still have coverage for emergency medical expenses that happen in the future.
Can I add insurance to an already booked flight?
It’s possible to add travel insurance after booking your flight. While it’s generally recommended to purchase travel insurance at the time of booking, you should still be able to buy coverage up until a certain point before your departure date.
How long can you wait to claim travel insurance?
All travel insurance claims must be made within the specified timeframe detailed in your policy. Most companies state you must register a claim within 28 to 31 days of returning home, otherwise a claim cannot be considered.
Serena earned her Bachelor’s Degree in Psychology from the University of British Columbia, Canada. As such, she is an avid advocate of mental health and is fascinated by all things psychology (especially if it’s cognitive psychology!).
Her previous work experience includes teaching toddlers to read, writing for a travel/wellness online magazine, and then a business news blog. These combined experiences give her the skills and insights she needs to explain complex ideas in a succinct way. Being the daughter of an immigrant and a traveler herself, she is passionate about educating expats and digital nomads on travel and international health insurance.
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