Brazilians Guide to Getting Travel Insurance for Dubai
Brazil’s comprehensive health insurance system does not cover citizens residing overseas, which means you need to ensure you have adequate coverage for medical emergencies while in Dubai. If you are planning a trip to Dubai, you might consider securing travel insurance to protect yourself from unforeseen circumstances.
International travel insurance provides coverage for a range of medical expenses, including:
- Hospital visits
- Surgical procedures
- Doctor’s visits
- Prescription drugs.
It can also include coverage for trip disruptions, such as non-refundable reservations or deposits, as well as coverage for loss of personal belongings and emergency evacuation or repatriation.
We recommend purchasing travel insurance early, compare different policies online, and read the entire policy thoroughly to understand the coverage provided.
Comprehensive Travel Insurance in Dubai
Dubai has state-of-the-art medical facilities to offer. Many of them are accredited by international medical and hospital associations. However, good services come with hefty prices. Travel insurance will ensure that you can get the best care during an emergency without having to worry about the cost.
Cost of Travel Insurance in Dubai
The average cost of travel insurance in Dubai is 5-6% of the cost of your trip. Taking out travel insurance with a minor increase in cost can give you peace of mind and safety in exchange.
The cost of your policy will vary depending on a range of factors, such as your age, health, number of travelers, and the duration of the trip. The type of insurance plan is not an exception. As a rule of thumb, wider coverage means higher premiums.
Pre-existing medical conditions are expensive to insure, especially for those who require long-term or specialist care. Travel insurance that covers pre-existing conditions requires additional premiums or several limitations such as a waiting period you might need to watch out for.
Differences in Style and Connecting with Specialists
Brazilians have to navigate through the differences in the healthcare system when seeking medical treatment. In Brazil, individuals can schedule appointments directly with specialists, whereas patients in Dubai first consult with a GP who then refers them to specialists if necessary.
Brazil’s comprehensive healthcare system covers hospital visits, clinic appointments, and prescription drugs, but Dubai requires additional payments for these services. It is essential to understand the healthcare system in Dubai to ensure access to necessary and quality medical care.
Connecting with specialists is essential for individuals who require specialized medical attention. Building relationships with specialists in Dubai can ensure continuity of care and personalized treatment plans.
Brazilians living abroad should prioritize finding specialists who can address their specific healthcare needs and provide the same level of expertise they are accustomed to in Brazil.
Buying International Private Insurance While Living Abroad
When you first move abroad to Dubai, it is essential to sign up for international private insurance to protect yourself while traveling. International private insurance provides comprehensive coverage both at home and in your new country, as well as anywhere else you may travel.
This type of insurance offers the flexibility to tailor a plan to your individual needs, ensuring that you have the appropriate coverage for medical emergencies, trip disruptions, loss of personal belongings, and emergency evacuation or repatriation.
With International private insurance, you gain access to a trusted network of hospitals and doctors, ensuring that you receive quality care wherever you are. You also have 24/7 customer service and support staff ready to solve your problems, provide you with peace of mind, and give you financial security.
| Benefits of International Private Insurance | What International Private Insurance does for you |
| Comprehensive coverage at home and abroad | Flexible plans tailored to individual needs |
| Access to a trusted network of hospitals and doctors | 24/7 customer service and support staff |
| Coverage for medical emergencies, trip disruptions, loss of personal belongings, and emergency evacuation or repatriation | Peace of mind while living abroad |
For travel insurance, IMG, Vumi, and April International are the best for globetrotters. Below is a table illustrating their relative advantages.The Best Travel Insurance Carriers
Insurer/Benefits IMG VUMI April International
Age Limit 69 79 80
Currency USD, GBP, EURO USD only EURO only
Coverage Worldwide except the US Worldwide coverage, but cannot be sold to US/Canada residents Worldwide (with plans available to exclude zones 1 and 2)
Pre-existing Condition No Yes No
Flexibility High (deductibles and limits) High (annual multi-trips/single trip available) Medium (wide coverage)
Cost-effectiveness Good Medium Good
Special Features Urgent dental cover
No cover in home countryCover unforeseen pregnancy up to 20 weeks
Free coverage for dependents under two years old15-day waiting period if already in the country
Emergency dental treatment of up to EURO 400
A minimum of 3 months cover)
Travel Insurance Requirements for Dubai
While travel insurance is not a mandatory requirement for visiting Dubai, it is highly recommended, especially considering the high cost of healthcare in the UAE. However, proof of travel health insurance is required when applying for a UAE visa.
When obtaining travel health insurance for Dubai, visitors are advised to work with a reputable insurance broker like Pacific Prime to compare policies and choose the one that best suits their needs.
The insurance policy should include coverage for medical emergencies, such as hospital visits, doctor’s visits, and prescription drugs. It should also cover trip disruptions, such as non-refundable reservations or deposits, loss of personal belongings, and emergency evacuation or repatriation.
| Travel Insurance Requirements for Dubai |
| Proof of travel insurance is required when applying for a UAE visa |
| It is highly recommended due to the high cost of healthcare in the UAE |
| The insurance policy should include coverage for medical emergencies, trip disruptions, loss of personal belongings, and emergency evacuation or repatriation |
Additional Coverage and Activities
Additional coverage for specific needs such as expensive items or technology, events of terrorism, and personal/legal liability is advisable in addition to basic coverage by travel insurance.
For those planning to engage in high-risk activities or adventure sports, it is important to check if the insurance policy covers these activities. Some activities such as skydiving, dune bashing, and scuba diving may not be covered by standard travel insurance policies.
Having the appropriate additional coverage can provide peace of mind and financial protection in case of unforeseen circumstances. For example, it is essential to ensure that your travel insurance policy covers valuable items such as laptops and cameras against loss, theft, or damage.
Furthermore, if you are an adventure enthusiast and intend to participate in high-risk activities or sports during your trip to Dubai, it is crucial to review your insurance policy carefully as standard travel insurance policies usually do not cover these activities due to their inherent risks.
| Additional Coverage Needs | Importance |
| Coverage for expensive items or technology | Protect your valuables from loss, theft, or damage |
| Coverage for events of terrorism | Provide financial protection in case of terrorist incidents |
| Personal/legal liability coverage | Protect yourself from potential legal expenses or claims |
| Coverage for high-risk activities or adventure sports | Ensure you have adequate protection for these activities |
Frequently Asked Questions
Do Brazilians living in Dubai need travel insurance?
Yes, it is important for Brazilians living in Dubai to consider securing travel insurance. While Brazil’s comprehensive health insurance does not cover citizens residing overseas, travel insurance provides coverage for medical emergencies, trip disruptions, loss of personal belongings, and emergency evacuation or repatriation.
What healthcare differences should Brazilians living abroad consider?
Brazil allows direct appointments with specialists, other countries may require patients to see a family doctor first. Additionally, the healthcare systems in different countries may have varying coverage and payment requirements for hospital visits, clinic appointments, and prescription drugs.
Are international insurance plans recommended for Brazilians living abroad?
Yes, securing international medical coverage is recommended for Brazilians living abroad, including those in Dubai. international insurance plans provide comprehensive coverage at home, in the new country, and anywhere they may travel. These plans can be tailored to individual needs and offer access to a trusted network of hospitals and doctors, along with 24/7 customer service and support staff.
Is travel insurance mandatory for visiting Dubai?
While travel insurance is not mandatory for visiting Dubai, it is highly recommended, especially considering the high cost of healthcare in the UAE. However, proof of travel insurance is required when applying for a UAE visa. Visitors can obtain travel health insurance for Dubai through a travel insurance company in their country or through comparison marketplaces.
What additional coverage should be considered for Dubai?
It is advisable to secure additional coverage for specific needs such as expensive items or technology, coverage for events of terrorism, personal/legal liability coverage, and high-risk/adventure sports coverage.
In which countries is travel insurance mandatory?
Travel insurance is mandatory in all Schengen countries, Algeria, Aruba, Cuba, Ecuador, Fiji, Georgia, and Lebanon. Proof of travel health insurance is required when applying for a visa or upon entry. Each country may have specific requirements for the coverage and duration of the insurance policy.
Conclusion
Having comprehensive travel insurance ensures that you have financial protection in case of any unforeseen medical emergencies during your visit to these countries. It provides you with peace of mind and allows you to enjoy your trip without worrying about potential healthcare expenses.
Securing comprehensive travel insurance makes your trip to Dubai more promising. Indulge yourself in the lavish city lifestyle, experience the spectacular landscape and stunning landmarks, and create unforgettable memories without having to worry about personal and financial safety.
To find a budget-friendly plan that satisfies your requirements, it is best to work with Pacific Prime Dubai. As an experienced insurance broker, we have a team of experts to provide you with impartial advice and compare insurance plans across top insurers around the globe to help you.
Contact us today to get started!
Since joining Pacific Prime, Eric was exposed to a new world of insurance. Having learned about insurance products extensively, he has taken joy and satisfaction in helping individuals and businesses manage risks and protect themselves against financial loss through the power of words.
Although born and raised in Hong Kong, he spent a quarter of his life living and studying in the UK. He believes his multicultural experience is a great asset in understanding the needs and wants of expats and globe-trotters.
Eric’s strengths lie in his strong research, analytical, and communication skills, obtained through his BA in Linguistics from the University of York and MSc in Teaching English to Speakers of Other Languages (TESOL) from the University of Bristol.
Outside of work, he enjoys some me-time gaming and reading on his own, occasionally going absolutely mental on a night out with friends.
- How to Land an Executive Job in Dubai as an Expat - 14th March 2025
- The 2025 Top Travel Trends - 19th November 2024
- Choosing an Expat Haven: Abu Dhabi vs. Fujairah - 17th October 2024
Comments
Comments are disabled for this post
We'll notify you
when our team replies!